Smart Tool Hub FREE ONLINE CALCULATORS
22 free tools · no sign-up · works on any device

Free Online Calculators

Fast, accurate and easy-to-use calculators for your money, health and work. Pick a tool and get your answer in seconds.

Mortgage Calculator

Monthly payments and total interest for any home loan.

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Loan Calculator (EMI)

Monthly payment, total interest and total cost for any loan.

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Car Loan & Depreciation Calculator

Estimate auto loan payments and vehicle depreciation.

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Credit Card Payoff Calculator

See how long it takes to pay off your card and how much interest you can save.

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Compound Interest Calculator

Project savings growth with monthly deposits and compound interest.

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Mortgage Refinance Calculator

Compare loans and find your refinance break-even point.

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Retirement Calculator

Project your retirement nest egg and check if you are on track.

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Savings Goal Calculator

See how long it takes to reach your savings goal.

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Life Insurance Calculator

Estimate how much life insurance coverage your family really needs.

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Hourly to Salary Calculator

Convert hourly pay to annual salary across work schedules.

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Overtime Pay Calculator

Calculate overtime earnings for extra working hours.

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Freelancer Tax Estimator

Estimate quarterly estimated taxes for freelancers in 7 countries.

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Tip & Bill Split Calculator

Work out tips and split the bill fairly among friends.

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Profit Calculator

Compute profit, margin and markup in seconds.

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Weight Loss Calorie Calculator

Daily calories to reach your weight goal, based on your body and activity.

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BMI Calculator

Check your BMI and healthy weight range in metric or imperial.

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BMR & TDEE Calculator

Estimate your BMR and daily calorie needs (TDEE) by activity level.

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Percentage Calculator

Solve any percentage problem: X% of Y, what percent, and % change.

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Discount Calculator

Find the sale price, savings and final cost after discounts and tax.

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Age Calculator

Calculate exact age in years, months and days from any date.

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Date Difference Calculator

Count days, weeks and business days between two dates.

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Unit Converter

Convert length, weight, temperature, area, volume and speed.

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Free online calculators for money, health and everyday life

Smart Tool Hub gathers 22 focused calculators in one place. Every tool runs entirely in your browser — nothing you type is sent anywhere, there is no sign-up, and each result appears as you type. The three groups below cover most everyday number work.

Money calculators

Work out what a loan really costs before you sign. The mortgage calculator and loan calculator show the monthly payment, the total interest and a full amortisation schedule, while the credit card payoff calculator shows how many months of minimum payments stand between you and a zero balance. For longer horizons, the compound interest calculator and retirement calculator project how regular deposits grow over decades.

Health calculators

BMI, BMR and TDEE and the weight loss calorie calculator each use standard published formulas. BMI screens weight against height; BMR estimates the calories your body burns at rest, and TDEE scales that figure by activity level to give a realistic daily target.

Work and everyday calculators

Convert pay between hourly and annual with the hourly to salary calculator, add up extra hours with the overtime pay calculator, or estimate what you owe with the freelancer tax estimator. For quick day-to-day maths there is the percentage calculator, the discount calculator, the age calculator, the date difference calculator and a unit converter.

How to use any calculator